Thursday, August 19, 2010

Why You Should Care About The Economy

Sometime ago I was on a flight with a Frenchman from Paris.  He turned out to be a professor of economics in Paris.  The professor made some very interesting observations about the economy and world politics that got me thinking.

One of he statements was this: "One of the most difficult tasks for a government is to keep it's citizens engaged so that they are not rebelling.  A government is graded on the level of crime and poverty it hosts within it's borders, and each administration should be judged by the change in crime and poverty.". I guess that The French have a different perspective on this than we do, after all they did be-head Napoleon Bonaparte.

This really hits home when you start looking at the responses to crime in Arizona.  When your state is over run with crime, and the federal government does not effectively protect the borders or discourage illegal aliens from returning, why shouldn't a state do it?

To begin with, aren't services of the government reserved for citizens by law?  What is wrong with requiring citizens to prove citizenship to vote or use services paid for by the citizens?  I am amazed that we so easily give up our fourth amendment rights to get on an airplane, and then get mad when the some public service office asks us to prove we are citizens and eligible to use the services.  Maybe Reagan and Clinton had it right with the national ID program?

In a day and age where the biggest consumer is the government, we all should recognize the problem when trying to shrink a government or its influence with a majority vote.  If the majority or close to it are directly or indirectly benefitting from the spending of the government how can we ever expect the right thing to happen?  Selfishness and easy survival will always trump the vote for a smaller government that might cost a job specifically Joe Voters job.  Only once has the government decreased a department that I can think of, and that took a union strike followed by a presidential order locking out all of those on strike.

Every person that claims to be responsible for themselves needs to stand up and accept that the government is bloated and doesn't have any real money to pay it's employees anyway.  It is time to step up and step out.  

Recently a newscaster on CNN said the government should be proud it pushed through a 600 billion dollar healthcare bill.  How can they be proud of spending another 600 billion dollars they don't have. This is just a continuation of the insanity where the government makes an issue out of air to pacify people.  It fails every cornerstone principle the founding fathers used to create this country.

We all know that one of two things happen in basic money management.  First you have to take in more money than you spend.  This method leaves money for investing to make more money, money for emergencies and money to pay the taxes that run an effective government.  The second method is to spend all you have and borrow more for emergencies, investments and taxes.  Even if you are totally broke and borrowing for food and clothes, chances are high that you are still paying sales taxes.   The obvious problem with the second method is simple, at some point the people lending you money stop giving it to you and you are bankrupt, because you have none to borrow to pay your bills.  The same is true for governments. 

Bernie Madoff is the villain of Wall Street, and yet our government does this every day.  When are we going to hold the government accountable like we do it's people?  What happened to of the people, by the people, for the people?

When the US government first started borrowing money to pay it's bills, it was supposed to be a short term plan to help  get the economy going.  The euphoria of not having to say "no" became the opium of politics.  Now we are paying for it.

It is time to elect leaders that can say "no" and stop the madness.  It is time to stop giving away the store with open borders and amnesty programs.  When Mexico opens it's borders to all Americans that want to work and own property there, we can discuss the same treatment for Mexicans coming north.  Until then we need to treat illegals like illegals.

There are thousands of Mexicans who have come north, obtained the right to work and thousands more that become citizens all the time.  Why to we want to smear their hard work and offer amnesty at a time with double digit unemployment? Does everyone really just want to ignore the issue and hope it goes away?  Do we really want to say to all of the legAl immigrants "Gee we're sorry we made you spend all that money and do all that stuff, but we really didn't mean it."?  This is plain and simple laziness on the part of our politicians. They don't want to do the work and face a very small and very vocal majority.  Only when we get involved will the right things happen.  It is time to become vocal.

We are facing an economic tidal wave that took nearly 80 years to create.  As a business owner, and senatorial candidate for CT, Peter Schiff said in his book Crash,  the crash is coming, we just don't know when.  He called the mortgage collapse two years before it happened.  The smart attorneys became bankruptcy specialists and are now reaping in the money.

Mr. Schiff contends in Crash 2.0, the updated version of his book, that the next wave is coming.  As a business owner you should understand the dangers of voting for self serving  policies that expand the debt of our cities, states and of course the Federal Government.  

It is our duty as leaders in our community to educate people, specifically voters, what their vote really means.  We need to remind them that a government has to make more money than it spends, just like every household does. We need to grow our businesses responsibly and with a level of integrity that the country can be proud of. 

So what can you do to help you community make the changes and sacrifices it needs to get on the right track?  It won't be easy but it needs to be done if we are to survive the next crash.  

Your thoughts please.......



Tuesday, August 10, 2010

Tech toys for business, the iPhone 4 story continues

Now on day 45 with my iPhone 4, the BlackBerry withdrawals are getting worse. Seeing the new BlackBerry Torch on the AT&T website didn't help. You gotta hand that one to AT&T, legions of former BlackBerry users are unhappy with the iPhone 4, and they drop the early hint of the BlackBerry Torch as the rumors of the Verizon iPhone build up steam and the massive EVO launched.

Every call that drops makes my stomach turn, every appointment that I can't sent out invitations for makes my head hurt, and every time some one says they can't hear me when I am on BlueTooth makes my eyes squint.

I heard today the "Executive in charge of the iPhone has left Apple. No surprise there, the iPhone 4 is definitely not "twice the phone at half the price".

There are just four main things the iPhone missed do be a serious business tool, an they are:
1. Decent reception, the cover didn't help and the dropped calls are a headache. I've found at home if I leave the iPhone 4 in the kitchen window on the charger and only use Bluetooth it doesn't drop calls.
2. Invites for the calendar, I mean what kind of nut job doesn't send his wife an invitation to dinner. Do you know how embarrassing it is sitting at my friends restaurant waiting for my wife when she is out with the girls? Thats what happens when she doesn't get my invites. Worse is when I schedule something when she has an appointment that I was supposed to be at. It turns out that not being able to accept her invite is no excuse for not showing up. Invites kept my marriage and work life balanced and now they are gone.
3. Task sync with outlook, ToDo works ok, but it is Bluetooth sync only and requires more steps. If you are any kind of mover and shaker you are probably little too busy for that nonsense. I am sure Mr. Jobs just says "call my people and they'll put it on my calendar."
4. BlueTooth that works. I can hear everyone perfectly, when the phone is correctly placed (see #1). The issue is, I sound garbled to everyone else. This one the "geniuses" at the Apple Store deny even after I showed them dozens of complaints on the Apple forums at Apple.com

While I was in the Apple store I also asked about items 1 through 3 the Apple Genius asked if I used to have a BlackBerry. When I said yes, he suggested it would be better to go back because he didn't know of anything to correct items 1,2 and 4. He did suggest trying ToDo to correct the task sync.

Oh yeah, and how about a little better cursor placement capability while we are fixing things?

Now, in he interest of fairness, if I go to the BlackBerry Torch in a couple of weeks, there are some features of the iPhone 4 I will miss. First among them is the killer screen resolution. This little thing is really nice for viewing videos and photos. I am sure my eye strain, looking at such a small screen so close isn't getting better, but it is fun to look at.

The camera and video capabilities are pretty sweet on the iPhone 4 also. For nearly a month now my digital camera and Flip have collected dust on my desk at home. There is an annoying little bug that blacks out most of the pictures in the preview mode. I had 89 photos last night, and only could see the twenty most recent. I had to go to the slide show to see the rest. I'll live with this in exchange for the picture quality.

The thing I will miss the most is the iPod video capability. Right now I am on the road working, and I downloaded nearly four hours of home study videos and watched them on the airplane and in the airport. I got over the short battery life pretty quickly. I'll gladly trade the time wasted booting up my dual core 64 bit laptop for the time required to hunt down an outlet. Besides the little pose cord weighs a whole lot less than a HP laptop with an 8 cell battery. Don't ask me what I was thinking buying that brick for the road.

If I could just get the unlimited data plan back, I might keep both phones with AT&T. I just got my overage notice for those home study videos. Ouch.

Remember to choose your tools based on how you live, not how other people tell you to be cool.

Where you a BlackBerry user? Did you go back? Let us know why or why not, so we can all make better choices.

Cheers

Scott Bourquin